Real estate appraisal services for homeowners in the city of Cottleville and Saint Charles County
See the top reasons MO homeowners need www.24hourappraisalgroup.com:
Own a home in or near Cottleville, MO and need help deciding the value of it?
At www.24hourappraisalgroup.com, we understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at www.24hourappraisalgroup.com, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping customers just like you do away with unwanted and unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other properties close to yours. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an expert appraisal from www.24hourappraisalgroup.com is your perfect weapon.
Was your HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. www.24hourappraisalgroup.com can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? www.24hourappraisalgroup.com can help with that too. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.